This week we are going to explore the United States of America’s Healthcare system. That is mainly based upon insurance policies that fail the people of a united country due to its greed. Fellow citizens have become deceased due to the fact that they cannot afford health insurance. In other countries around the world you pay higher taxes but are obligated to the right of life. The Health Insurance companies in the U.S. are only accessible due to the Dollar (USD).
Currently we are in an economic recession, a bear market that is very volatile. Within the last four months 2.6 million Americans have lost their jobs and insurance along with it. With the COBRA coverage implemented by the stimulus plan, you are only covered up to 18 months with expensive premiums. Private policies are very choice selective in choosing good candidates for insurance. Pricey premiums usually occur since most people do not take out policies until they need them. If you have a history of bad acne, asthma or even the simple occurrence of migraines you can get rejected by insurance companies. I feel the value of money in our society goes over the value of life. This is why millions of people live without health insurance.
Let us venture into the eyes of a doctor and their views of health insurance. One of my friend’s colleagues from the New York Chiropractic College (NYCC) allowed me to interview them.
However, they did not want me to disclose his name in my article. Dr. X felt in their personal dealings with insurance companies on a regular basis, it is part of their profession.
“They are very intrusive upon my work and how I administer treatment to my patients. I cannot do anything until I get the okay from them to perform as a doctor. I feel uneasy knowing people that need treatment with a natural healing approach. This natural healing remedy is pricey due to pre-screenings, x-rays, massage therapy, adjustments of the spine, natural supplements and follow up treatments.”
The payment for a doctorate career can take months due to patient relationships, location, and of course insurance companies. Dr. X feels she can bill an insurance company for a patient that was treated and not receive compensation till months later.
“I have spent hours on the phone talking to insurers for claims. They are quite firm when it comes to getting money from them.”
Currently, Insurance companies versus Universal healthcare in the money battle. Anyone, whom is ill and in need of treatment can receive it without being rejected, I just feel the politicians will never let this happen because of the money involved in insurance. Insurance does stricken the healing professionals. Just like any other they are still in the midst of suing a company because they would not pay me fully for treating a patient. “They had a horrible motor cycle accident. The particular company would only pay for half of the visits, saying they did not receive my paper work, which was sent out to them on numerous occasions. Unfortunately, this is the reality of my profession.”

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